Finance Department

Salmon River Quality Motors, Salmon, Idaho

Salmon River Quality Motors Finance Department

Welcome to the Finance Department of Salmon River Quality Motors, your Idaho auto finance, loan and lease resource. We’re eager to provide financing for your new car, or we can assist in the used car financing. Check out our online inventory then proceed to our online financing application.

Whether you’re looking for low car interest rates for bad credit or ways to finance a car with bad credit, we at Salmon River Quality Motors can help you. We will work with you to help secure a loan if your situation depends on it. Salmon River Quality Motors has strong relationships and is committed to finding you the perfect Idaho car loan company to suit your car finance needs.

At Salmon River Quality Motors, we believe that past credit experiences have no bearing on the future potential of one of our clients. Don’t let bad credit history stand in the way of upgrading to a brand new Chevrolet, Chrysler, Ford, GMC, JeepĀ®, RAM, or one of our many pre-owned vehicles. One of the best ways to re-establish your credit is to purchase an automobile.

To start this easy pre-approval process, just fill out our secure online credit application and you will be contacted by one of our in-house Idaho auto finance specialists.

Lease vs. Buy

Deciding whether to lease or buy a vehicle in the Salmon area can be a tough choice without any help. When you buy a car, you pay for the entire vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle. When you lease, you are paying only for what you use. You do not have to have money to put down. You typically only pay sales tax on your monthly payments and are charged with a money factor that is similar to the interest rate on a new or used car loan. You make your first payment at the time you sign your contract.